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Terms of Use

SPT Advisory shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effective immediately following the posting of such changes on this website. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this website following changes to these Terms of Use shall constitute your acceptance of all such changes

Disclaimer

The SPT Advisory does not make any warranty, express or implied, with respect to the accuracy, completeness, usefulness or adequacy of any information contained on this website. Notwithstanding the foregoing, the SPT Advisory makes all reasonable efforts to post true and accurate information

The information and descriptions contained on our website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service offered by SPT Advisory, but are provided 'as is' and for general informational purposes. SPT Advisory makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes.SPT Advisory also assumes no responsibility, and shall not be liable for any use or reliance on information or material obtained from third party sites.